Maine Injuries

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Why does the insurer want me to settle before Portland doctors rate my disability?

Maine crash cases with lasting disability often end up in the five- or six-figure range, and that is exactly why insurers push early. The common mistake is settling while you...

Holiday weekend crash in Biddeford and both insurers are denying me who pays?

$50,000 can disappear fast in a serious crash, even though Maine requires at least $50,000/$100,000/$25,000 in liability coverage. Picture a Biddeford nurse driving between...

I still can't feel my hands and this settlement barely covers the damage

A Lewiston business owner with five employees is being pushed toward a crash settlement that looks small compared to permanent hand numbness from a neck injury.

ARTICLE by Corey Thibodeau

My sister's kid got chemicals splashed at an Augusta school, who files the claim?

The worst mistake people make is assuming the child has plenty of time, so the adults can wait through the holidays and deal with it later. A parent or legal guardian files the...

What happens if I wait to report my child's Augusta crash injury after July 4th?

The biggest money-loser is waiting because your child "seems okay." In Maine, that delay lets insurers argue the injury was minor, unrelated, or caused later, especially after...

My buddy says the VA will grab my Brunswick crash money - is that actually true?

A Brunswick carpenter with a traumatic brain injury after a head-on crash needs to know whether VA benefits reduce a Maine injury claim and what it means when two non-drivers keep pointing at each other.

ARTICLE by Janet Webber

Insurance says your tiny traffic ticket makes this Portland injury your fault - seriously?

A Portland welder fell on wet stairs with no handrail or warning signs, and now the other side is trying to muddy the case with a minor traffic violation that may have little to do with who actually caused the injury.

ARTICLE by Keith Ouellette

A Brunswick factory manager hinted immigration trouble if you filed - that threat is garbage

A delivery driver around Brunswick who got sick after years around industrial solvents can still file a Maine work injury claim even if a supervisor is trying to scare him with immigration talk.

ARTICLE by Corey Thibodeau

Should I use Medicare or report my Biddeford work injury if my boss threatens ICE?

The worst mistake people make is staying quiet and putting the bills through Medicare because a boss used deportation threats to scare them. The smarter path is to report the...

Plant insurer says the wrong company had your claim - here's the game

A crushed-hand case in Augusta can turn into a deadline fight, a blame fight, and a money fight all at once.

ARTICLE by Michael Devlin

Did I wait too long to claim my son's PTSD after our deer crash?

$150 to $300 a therapy session adds up fast, but in Maine you usually have more time than insurers want you to think. The plain-English rule is this: for most Maine personal...

Maine Work Injury Reporting Deadlines After Electric Shock

A delayed report after an electrical shock can still be a valid Maine workers' comp claim, but the clock and the paperwork matter fast.

ARTICLE by Donna Sprague

My husband fell in Augusta and now this settlement feels like a trap

A ladder gave out, the injuries are real, and the payout being offered may sound stable while quietly shorting the future.

ARTICLE by Rick Plourde

What happens if my wife signs the Bangor insurer release before winter crash treatment ends?

The most expensive mistake is signing a full release before the doctors know the real extent of the injury. If your wife signs it, the insurer usually sends one check, closes...

How long do I have to file a UM claim after a Brunswick hit-and-run?

Usually six years in Maine for an injury lawsuit - and that surprises people because insurers often act like a hit-and-run claim had to be finished within weeks. The myth is:...

A guy on the next crew got real money for a head injury - why are you getting brushed off in Lewiston?

A Lewiston HVAC tech with a skull fracture discovered months after a construction fall needs to know whether Maine's deadline already ran and why a "late" diagnosis can still be a real claim.

ARTICLE by Lin Chen

Who pays my Bangor hip implant poisoning bills before any settlement comes in?

It depends, but usually not the implant company up front. The myth is that once a device fails, the manufacturer or doctor starts paying bills right away. In Maine, that is...

Get this wrong after a crash, and you can end up filing against the wrong insurance policy, missing workers' compensation, or believing a gig company has no responsibility when...

Skipped the ER after a Portland bus crash? The disc injury fight starts there

A retail worker in Portland got rear-ended on a bus, felt okay at first, and now the insurer is trying to use the delayed treatment against a herniated disc claim.

ARTICLE by Corey Thibodeau

Borrowed car, denied coverage, and your hands already in bad shape - now what?

A Lewiston doctor with preexisting carpal tunnel gets hit by someone driving a borrowed car and has to figure out whether her own uninsured or underinsured coverage is the only real money left.

ARTICLE by Keith Ouellette