Maine Injuries

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Search results for “subrogation”

20 results

Plant insurer says the wrong company had your claim - here's the game

A crushed-hand case in Augusta can turn into a deadline fight, a blame fight, and a money fight all at once.

ARTICLE by Michael Devlin

When Overservice Claims Matter After a Crash

If an impaired driver wrecked your body and your CDL is suddenly on shaky ground, the fight over the bar or restaurant that kept serving them is not the same fight as the DUI case.

ARTICLE by Janet Webber

My husband fell in Augusta and now this settlement feels like a trap

A ladder gave out, the injuries are real, and the payout being offered may sound stable while quietly shorting the future.

ARTICLE by Rick Plourde

Rent, surgery, and two jobs on the line after a roof fall in Auburn

A roof fall at work can turn into a mess fast when the property owner, contractor, staffing company, and a trucking company all start pointing fingers and key evidence is about to disappear.

ARTICLE by Sarah Dumont

Skipped the ER after a Portland bus crash? The disc injury fight starts there

A retail worker in Portland got rear-ended on a bus, felt okay at first, and now the insurer is trying to use the delayed treatment against a herniated disc claim.

ARTICLE by Corey Thibodeau

Who pays my Bangor hip implant poisoning bills before any settlement comes in?

It depends, but usually not the implant company up front. The myth is that once a device fails, the manufacturer or doctor starts paying bills right away. In Maine, that is...

My buddy says the VA will grab my Brunswick crash money - is that actually true?

A Brunswick carpenter with a traumatic brain injury after a head-on crash needs to know whether VA benefits reduce a Maine injury claim and what it means when two non-drivers keep pointing at each other.

ARTICLE by Janet Webber

Borrowed car, denied coverage, and your hands already in bad shape - now what?

A Lewiston doctor with preexisting carpal tunnel gets hit by someone driving a borrowed car and has to figure out whether her own uninsured or underinsured coverage is the only real money left.

ARTICLE by Keith Ouellette

I still can't feel my hands and this settlement barely covers the damage

A Lewiston business owner with five employees is being pushed toward a crash settlement that looks small compared to permanent hand numbness from a neck injury.

ARTICLE by Corey Thibodeau

Insurance says your tiny traffic ticket makes this Portland injury your fault - seriously?

A Portland welder fell on wet stairs with no handrail or warning signs, and now the other side is trying to muddy the case with a minor traffic violation that may have little to do with who actually caused the injury.

ARTICLE by Keith Ouellette

Is chasing a Lewiston motorcycle TBI claim even worth it if your contract says arbitration and you're undocumented?

A helmet doesn't kill a brain injury claim, arbitration may not control the whole case, and your immigration status usually matters a lot less than you think.

ARTICLE by Michael Devlin

period 1 coverage

Like a work truck idling in a driveway before it pulls onto a narrow road, a rideshare driver can be "on the job" without yet having a passenger in the vehicle. In that gap,...

Augusta adjuster says your Facebook photos "don't look like neglect" - that's a dirty trick

An insurer is using ordinary family photos to downplay obvious signs of nursing home neglect, even though unexplained weight loss, dehydration, bedsores, and falls usually point to understaffing or worse.

ARTICLE by Sarah Dumont

Holiday weekend crash in Biddeford and both insurers are denying me who pays?

$50,000 can disappear fast in a serious crash, even though Maine requires at least $50,000/$100,000/$25,000 in liability coverage. Picture a Biddeford nurse driving between...

Bangor just told you the government deadline passed - the bad car-part case may still be alive

Missing the government notice deadline can wipe out a claim against the city or state, but it does not automatically let the manufacturer, seller, or installer off the hook for a rollover that caused cervical spine and nerve damage.

ARTICLE by Keith Ouellette

What happens if my wife signs the Bangor insurer release before winter crash treatment ends?

The most expensive mistake is signing a full release before the doctors know the real extent of the injury. If your wife signs it, the insurer usually sends one check, closes...

Why does the insurer want me to settle before Portland doctors rate my disability?

Maine crash cases with lasting disability often end up in the five- or six-figure range, and that is exactly why insurers push early. The common mistake is settling while you...

A Brunswick factory manager hinted immigration trouble if you filed - that threat is garbage

A delivery driver around Brunswick who got sick after years around industrial solvents can still file a Maine work injury claim even if a supervisor is trying to scare him with immigration talk.

ARTICLE by Corey Thibodeau

My sister's kid got chemicals splashed at an Augusta school, who files the claim?

The worst mistake people make is assuming the child has plenty of time, so the adults can wait through the holidays and deal with it later. A parent or legal guardian files the...

A guy on the next crew got real money for a head injury - why are you getting brushed off in Lewiston?

A Lewiston HVAC tech with a skull fracture discovered months after a construction fall needs to know whether Maine's deadline already ran and why a "late" diagnosis can still be a real claim.

ARTICLE by Lin Chen